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We’re All Being Judged By A Secret ‘Trustworthiness’ Score

We’re All Being Judged By A Secret ‘Trustworthiness’ Score

Nearly everything we buy, how we buy, and where we’re buying from is secretly fed into AI-powered verification services that help companies guard against credit-card and other forms of fraud, according to the Wall Street Journal

More than 16,000 signals are analyzed by a service called Sift, which generates a “Sift score” ranging from 1 – 100. The score is used to flag devices, credit cards and accounts that a vendor may want to block based on a person or entity’s overall “trustworthiness” score, according to a company spokeswoman.

From the Sift website: “Each time we get an event — be it a page view or an API event — we extract features related to those events and compute the Sift Score. These features are then weighed based on fraud we’ve seen both on your site and within our global network, and determine a user’s Score. There are features that can negatively impact a Score as well as ones which have a positive impact.” 

The system is similar to a credit score – except there’s no way to find out your own Sift score

Factors which contribute to one’s Sift score (per the WSJ): 

• Is the account new?

• Are there are a lot of digits at the end of an email address?

• Is the transaction coming from an IP address that’s unusual for your account?

• Is the transaction coming from a region where there are a lot of hackers, such as China, Russia or Eastern Europe?

• Is the transaction coming from an anonymization network?

• Is the transaction happening at an odd time of day?

• Has the credit card being used had chargebacks associated with it?

• Is the browser different from what you typically use?

• Is the device different from what you typically use?

 …click on the above link to read the rest of the article…

Here’s China’s massive plan to retool the web

Here’s China’s massive plan to retool the web

The most ambitious project of mass control is the country’s “social credit” system. All Chinese citizens will receive a numerical score reflecting their “trustworthiness.”

Tencent Clap Xi

A”clap for Xi Jingping.”

CNBC Screenshot

The following is adapted from LikeWar by P. W. Singer and Emerson T. Brooking, a book by two defense experts—one of which is the founder of the Eastern Arsenal blog at Popular Science —about how the Internet has become a new kind of battleground, following a new set of rules that we all need to learn.

“Across the Great Wall we can reach every corner in the world.”

So read the first email ever sent from the People’s Republic of China, zipping 4,500 miles from Beijing to Berlin. The year was 1987. Chinese scientists celebrated as their ancient nation officially joined the new global internet.
 As the Internet evolved from a place for scientists to a place for all netizens, its use in China gradually grew—then exploded. In 1996, there were just 40,000 people online in China; by 1999, there were 4 million. In 2008, China passed the United States in number of active internet users: 253 million. Today, that figure has tripled again to nearly 800 million (over a quarter of all the world’s people online).

It was also clear from the beginning that for the citizens of the People’s Republic of China, the internet would not be—could not be —the freewheeling, crypto-libertarian paradise pitched by its American inventors. The country’s modern history is defined by two critical periods: a century’s worth of embarrassment, invasion, and exploitation by outside nations, and a subsequent series of revolutions that unleashed a blend of communism and Chinese nationalism.

…click on the above link to read the rest of the article…

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